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Texas Department of Insurance
What affects insurance costs [ [link removed] ]
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Insurance companies determine premiums and rates by looking at you.
Watch Why your insurance costs change [ [link removed] ]
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But it?s not just you.
Insurance companies consider factors that affect the cost of all claims.
Watch Why everyone's insurance costs change [ [link removed] ]?
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TDI doesn?t set insurance rates or premiums.?But state law requires that rates meet several requirements.?
Watch How Texas regulates insurance costs [ [link removed] ]
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*Rates vs. Premiums* [ [link removed] ]
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