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Just News
for January 5, 2024
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .
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Announcements
Vote For Your Favorite 2024 Just Economy Conference Sessions
By NCRC
What would YOU like to see at the 2024 Just Economy Conference ([link removed] ) ? We opened up a selection of conference session ideas for public voting! [Read more ([link removed] ) ]
Field Notes
Give A Warm Welcome To NCRC’s Newest Members: January 2024 Update
By NCRC
NCRC’s membership spans more than 700 local, state and regional nonprofits, educational and faith-based institutions and government entities across the nation. [Read more ([link removed] ) ]
Views
Case Study: How Catapult Greater Pittsburgh’s Storefront Incubation Programs Are Supporting Women Entrepreneurs Of Color
By Joshua Devine, NCRC
Accounting for 42% of all women who opened new businesses, the number of Black-women-owned firms grew by nearly 50% between 2014-2019. Even so, the devastating impact of the COVID-19 pandemic falling disproportionately on Black business owners did not deter Black women entrepreneurial growth. The National Association of Women Business Owners reported that of the 5% of women who started businesses, about half (47%) were Black women. [Read more ([link removed] ) ]
Case Study: How The El Paso Hispanic Chamber Of Commerce Is Ensuring Capital Readiness For Rural Hispanic Entrepreneurs
By Joshua Devine, NCRC
Latino-owned businesses (LOBs) are the fastest growing segment of the US business population and are becoming a major economic engine, according to the Annual State of Latino Entrepreneurship report. In recent years, LOBs have outpaced the growth rates of both White-owned businesses (WOBs) and US businesses in general, as measured by both number of businesses and amount of revenue. [Read more ([link removed] ) ]
Case Study: How Black Businesses Can Build Competitive Advantage For Anchor Procurement With The Atlanta Wealth Building Initiative
By Joshua Devine, NCRC
Across industries, the majority of African American-owned small businesses are concentrated in healthcare and social assistance. Despite the nearly threefold increase in Black entrepreneurship, the proportion of Black revenue decreased from 1% to 0.5% ([link removed] ) . In fact, Pew Research notes that most Black-owned businesses have relatively small payrolls and limited revenue generation. [Read more ([link removed] ) ]
Research
NCRC’s Guide To The 2023 Community Reinvestment Act Final Rule
By Kevin Hill, NCRC
The Retail Lending Test is much more objective and transparent thanks to these changes. The expansion of the test’s reach and reformulation of its scoring process for large banks should make this CRA component’s incentives much stronger. [Read more ([link removed] ) ]
REDLINING THE RESERVATION: The Brutal Cost Of Financial Services Inaccessibility In Native Communities
By Dave Castillo, Bruce C. Mitchell, PhD, Jason Richardson, and Jad Edlebi, NCRC
Citizens on tribal lands live starkly different lives from Americans living in other areas: Tribal areas face infrastructure challenges not only in transportation connectivity and internet access, but in basic quality-of-life necessities like electricity, fresh water, sanitation and heating/cooling systems. [Read more ([link removed] ) ]
Events
2024 Just Economy Conference: Registration Now Open
By NCRC
We are so excited to invite you to join us in person from April 2-4 in Washington, DC. The super early bird tickets won't last much longer. Register today and save! [Register here ([link removed] ) ]
In the News
The Future Of Reparations And Economic Equality
By Bria Overs, Word In Black
Dedrick Asante-Muhammad, vice president of research and racial economic equality at the National Community Reinvestment Coalition, has over 20 years of experience researching and reporting on the racial wealth divide. “I think, too, in this post-George Floyd era, there have been many conversations around corporate and government commitments to racial equity. We wanted to note: ‘Well, how far have we come?’” [Read more ([link removed] ) ]
On Our Radar
Federal Trade Commission And Justice Department Release 2023 Merger Guidelines
By Federal Trade Commission
The 2023 Merger Guidelines are the culmination of a nearly two-year process of public engagement and reflect modern market realities, advances in economics and law, and the lived experiences of a diverse array of market participants. [Read more ([link removed] ) ]
Approaching Affordable Housing From All Angles
By Diana Lonescu, Planetizen
Writing in Architectural Digest, Abigail Glasgow assesses the state of affordable housing in the United States. For Glasgow, “Like any systemic issue, the first step to deconstructing the housing crisis requires getting the terminology right.” [Read more ([link removed] ) ]
Resources
Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]
Learning & Training Hub
Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]
Research And Reports
We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]
Racial Wealth Snapshots
Browse our catalog of socioeconomic briefs. [View all ([link removed] ) ]
Sign And Share The Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]
Member Hub
NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .
Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]
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