 | From the Editor's Desk
To Be a Person: Jane Hirshfields Playful and Poignant Poem About Bearing Our Human Condition “To be a person may be possible then, after all.”Continued here
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WorkMore Americans Think They Can Retire With Less Money by Claiming Social Security Early, But Are They Right?   Deciding when to claim Social Security is only one part of retirement planning. A financial advisor can help you see and understand all the variables that go into a retirement plan. If you don’t have a financial advisor yet, finding one doesn’t have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now. WorkYou Need This Much Income to Be Rich in America  Earning a higher income can mean paying more in taxes. So while you might be rich from an income perspective, you could be handing back a large chunk of your earnings to the IRS. You can use SmartAsset’s free income tax calculator to estimate what you might owe.
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WorkThe Surprisingly High Cost of Being a Middle-Class American  One of the best things you can do to stretch your income for retirement is to work with a qualified financial advisor. An advisor can help advise you on your finances and prepare you for retirement. Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now. WorkWork9 Boozy Hot Chocolate Recipes To Keep You Cozy All Winter  “Some of my favorite flavors growing up in Mexico City were chocolate and coconut. Years ago, I moved to the San Francisco Bay Area and I started working for Bacardí, where I developed cocktails for menus in bars, restaurants, events, and PR opportunities across the United States. When working with winter cocktails for ski resorts, I found the amazing opportunity to revive those memories of the Mexican flavors I fondly loved since childhood. With Bacardí Spiced Rum, almond liqueur, chocolate, and coconut, this cocktail became a hit, featured in many ski resort cocktail menus.” —Manny Hinojosa, global brand ambassador at Tequila Cazadores WorkPeter Nygard: Fashion mogul guilty of sex assaults  Once his criminal cases in Canada are completed, he is set to be extradited to the US, where authorities claim he engaged in a \"decades-long pattern of criminal conduct\" involving at least a dozen victims across the globe. He is currently fighting that extradition. WorkMarvel Flounders at the Box Office With ‘The Marvels’  Disney is scaling back. There is only one Marvel Studios film on the company’s release schedule for next year. (That would be “Deadpool 3,” which is set to arrive in July.) On Thursday, Disney pushed back three other Marvel movies: “Captain America: Brave New World,” “Blade” and “Thunderbolts,” which are all set to arrive in 2025. WorkWorkWorkControl of al-Shifa hospital in Gaza is a key Israeli military and political aim  The Hamas-run health ministry in Gaza said there are still 1,500 patients in the hospital, along with a similar number of medical personnel. Thousands have fled Shifa and other hospitals, but physicians said yesterday it was impossible for everyone to get out. There were, they said, bodies lying in the surrounding streets. WorkGulf states fend off call from Iran to arm Palestinians at Riyadh summit  Israel Katz, Israel’s energy minister, had spoken of his country’s contempt for the summit, writing: “President [Bashar al-] Assad of Syria, who slaughtered hundreds of thousands, children, women, and old men of his own people, and the president of Iran, who slaughters any Iranian who dares to protest against him, or any Iranian woman who he regards as insufficiently modest, are gathering in Saudi Arabia with the leaders of the Islamic countries to discuss our war. WorkIrish woman inspired to return African and Aboriginal antiquities by Guardian article  In a letter to the South African authorities, for example, she wrote: “I am getting in contact regarding the return of several Zulu/South African historical artefacts to your country … It was one of my father’s final wishes that these artefacts be returned to their cultural origins, ideally to be housed in their respective national museums.” WorkIkea owner buys Brighton shopping mall, its second in the UK  Cindy Andersen, the managing director of Ingka Centres, said Churchill Square “fits perfectly into our global expansion strategy, allowing us to transform a traditional retail space to a meeting place that is much more than just a place to shop. WorkWorkFive US military members killed after aircraft crashes into Mediterranean  As ABC News noted, Biden alluded to how the crash occurred at the start of the weekend commemorating Veterans Day. The president’s statement said: “We once more affirm the sacred obligation we bear to those who volunteer to serve our nation as well as their families, caregivers and survivors. WorkWorkWorkWorkHouse speaker unveils Republican plan to avert government shutdown  Johnson’s predecessor, Kevin McCarthy, was ousted from the House speakership by eight hardline fellow Republicans after he moved a bipartisan measure to avert a shutdown on 1 October. McCarthy opted for the bipartisan route after hardliners blocked a Republican stopgap measure with features intended to appease them. WorkRising delinquencies offer economic warning signs  And as always, long-term investors should remember that recessions and bear markets are just part of the deal when you enter the stock market with the aim of generating long-term returns. While markets have had a pretty rough couple of years, the long-run outlook for stocks remains positive. WorkThe Sneaky (But Smart) Place Millionaires Keep Their Money  Do you have questions about how to start investing? It’s wise to begin by consulting a financial advisor. Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three financial advisors in your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now. WorkWorkElon Musk started a price war that Tesla can't win  Waging price war during a downturn is a challenge unlike any Tesla has faced before. The company has survived for years on a first-mover advantage, on being small and nimble, and on the willingness of investors to bail it out. But today\'s Tesla is increasingly a normal car company, with normal car-company problems. Musk\'s unfulfilled promises of robo-taxis and unmatched artificial intelligence may dazzle the market for a while, but they\'re not driving the sales Tesla needs to win the price war it started. The company has a growing fleet of competition, an expensive manufacturing process, and shareholders who have grown used to fat profits. If cutting prices is all Tesla can do to survive this new reality, it will continue to bleed money every time the rubber hits the road. And at some point, turning it around may no longer be an option. WorkDo You Follow the 4% Rule for Retirement Income? You May Want to Consider This Style of Portfolio  If you have a questions about how to parse out your money in retirement, a financial advisor can help. Finding a financial advisor doesn\'t have to be hard. SmartAsset\'s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you\'re ready to find an advisor who can help you achieve your financial goals, get started now. WorkHow to Keep Money in the Family With an Inheritance Trust  A financial advisor with estate planning expertise can be a valuable partner in this often-complex process. Finding a financial advisor doesn\'t have to be hard. SmartAsset\'s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you\'re ready to find an advisor who can help you achieve your financial goals, get started now. WorkA $1.5 Million Annuity Will Get You This Much Annually  Annuities have their upsides, most importantly the certainty they can offer for retirement savers. But critics suggest that they can cost you far more than if you had spent the same amount of time invested in a simple index fund. Learn here about the pros and cons. WorkWorkA Big Bond Rally Needs a Recession With Fed Wary of ‘Head Fakes’  “The market prices things on a probability-weighted basis,” Kelsey Berro, fixed-income portfolio manager at JPMorgan Asset Management, told Bloomberg Television. “There may be a 50%, 60% probability that the Fed can stay on hold all year. There is also a probability you get a recession,” and “in a recession the Fed cuts very quickly.” WorkThe Last 5 Years Before You Retire Are Critical: Everything You Should Do Before Time Runs Out  Investing in tax-advantaged accounts, such as a 401(k) or IRA, is a smart move for retirement planning. If you want to add another savings option into the mix, you might consider opening a taxable brokerage account. Taxable accounts are subject to capital gains tax when you sell investments at a profit. However, they don’t have the same annual limits on contributions as tax-advantaged accounts and there are no early withdrawal penalties either. WorkWorkInflation, Walmart, Target highlight a consumer-focused week: What to watch  Economic data: Initial jobless claims, week ending Nov. 11 (217,000 previously); Import prices, month-over-month, October (-0.3% expected, +0.1% previously); Export prices, month-over-month, October (+0.7% previously); Industrial production, month-over-month, October (-0.4% expected, +0.3% previously); Philadelphia Fed business outlook, November (-11 expected, -9 previously); NAHB housing market index (40 expected, 40 previously) WorkI Have $1 Million in a 401(k) and Will Receive $2,500 Monthly From Social Security. Can I Retire at 65?  A financial advisor can help you build a comprehensive retirement plan. Finding a financial advisor doesn\'t have to be hard. SmartAsset\'s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you\'re ready to find an advisor who can help you achieve your financial goals, get started now. WorkWorkWorkWorkWorkWorkWorkWorkWorkClark becomes Iowa's all-time leading scorer  \"Caitlin Clark is the best player in the country,\" Northern Iowa coach Tanya Warren said. \"No ifs, ands or buts about it. You\'re not going to stop her, you\'re not going to contain her. You just want to make things tough for her.\" WorkWorkWorkWorkWorkHouston Texans troll the Cincinnati Bengals twice after last-second victory  Pittsburgh is the first team in NFL history to be outgained in each of its first nine games but still maintain a winning record, according to ESPN Stats & Information. The Packers had 399 total yards, compared with 324 for the Steelers. Kenny Pickett threw for 126, while Jaylen Warren ran for a career-high 101 yards plus a touchdown. WorkVillegas wins first title since his daughter's death  For the FedEx Cup Fall, it was another emotional victory. A week ago, Erik van Rooyen was in tears after his victory in Mexico thinking about the best man in his wedding with only months to live because of cancer. WorkVu wins The Annika, is No. 1 in LPGA rankings  Patty Tavatanakit had some stress, too. She got back into contention with a 62 on Saturday, but the final round was a struggle until a late birdie gave her enough of a margin that her bogey on the final hole didn\'t knock her out of the top 60. WorkNo Hollywood ending for Rapinoe, but her legacy is assured  \"I\'m looking forward to retirement,\" Rapinoe said after Saturday\'s loss, noting her business ventures and a desire to be involved in the decision-making of the NWSL\'s next phase. \"I\'m retiring on the field, but you\'ll definitely be seeing a lot of me off of it.\" WorkTransfer Talk: Tuchel open to Mbappe joining Bayern Munich  - PSG and Real Madrid are also keeping tabs on Chelsea target Leny Yoro, according to Foot Mercato. The 17-year-old Lille centre-back scored during Sunday\'s 1-1 draw with Toulouse, and PSG have reportedly joined Real and Chelsea in the hunt for Yoro\'s signature. Yoro has been compared to William Saliba of Arsenal and Chelsea\'s Wesley Fofana, and is also a dangerous attacking threat from set-pieces. WorkA Mayor’s Suicide Leaves an Alabama City Seeking Answers  “God, we’re going to be honest: Our hearts hurt,” the Rev. Lynn McManious, the pastor of Beaver Creek Baptist Church in Phenix City, said during the vigil. “Lord, for some there’s hurt; for some, there’s anger. There’s others that have confusion.” WorkMajor Freeway Near Downtown Los Angeles Is Closed Indefinitely After Fire  Adeel Hassan is a reporter and editor on the National Desk. He is a founding member of Race/Related, and much of his work focuses on identity and discrimination. He started the Morning Briefing for NYT Now and was its inaugural writer. He also served as an editor on the International Desk. More about Adeel Hassan WorkWork3 Founders Share Why You Should Join A Community And Apply For Awards  While these three founders are overcoming obstacles with the help of mentors and peers, they are not only leading fast-growing companies, but also empowering the communities around them. This year, they will be on the selection committee for the Entreprenista 100 Awards. The deadline to apply is November 22, 2024. WorkWorkBest Of 2023: Spencer Stewart On Laufey, Creativity And More  Stewart: I think there\'s plenty of experimentation. Nothing\'s off limits when we’re here. When I\'m with someone who has a coherent vision, I can channel that. Part of my job is to push them a little bit beyond where they feel comfortable or what just naturally occurs to them. But so many of my first sessions end up being something outlandish and something that isn\'t used ends up being our most experimental thing. I think it\'s just a nice icebreaker. “Let\'s start out as if there\'s no rules so that we know that we can.” And then the next session will often come and be like, “Hey, I have a song that I wrote. And I want it to be like a little more concrete and then we\'ll do that.” But it\'s fun to start out and be exactly like you said, just experimenting and go wild and do things you\'re not supposed to do. Not record to click or record something in the wrong way or just say something stupid. But it\'s funny because I think there\'s a contrast between the way I talk and the way that my music is, and I think that contrast exists in a lot of creative people. My records are actually very coherent in a way. They\'re very minimal. There aren\'t wasted words or at least I\'m not attracted to that sort of thing when I\'m creating. And I\'m just noticing right now the difference between the way I talk and the way my records end up coming out. And I think part of that is I\'m chasing this ideal with music. I need to create music that is beautifully structured. WorkThe Healthiest Alcoholic Drink, From A Registered Dietitian  “For my clients who are absolutely unwilling to give up alcohol, neat mezcal would be the thing I\'d suggest - I like to meet people where they are with a protocol that’s actually sustainable,” said Christina Miller, lead certified Ayurvedic practitioner and founder at Thrive Ayurveda in Santa Barbara, California. Work'Tourists are rethinking their relationship with Earth'  \"The impact of the travel of the flights is very big,\" agrees Ms Ombellini. \"We are pushing the staycation model a lot, and we are trying to invite people to discover their own countries and to avoid the flights when it\'s possible.\" |
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