The $1.8-Billion Lawsuit Over a Teacher Test | Here's how much you need to save every month to earn $80,000, $90,000 and $100,000 per year in interest for retirement | Venture Funding Dried Up Even More in October -- and It's Not Expected to Rebound Soon | Daniel Lubetzky: Your Corporate Social Mission Can't Be a Crutch

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The $1.8-Billion Lawsuit Over a Teacher Test - The New Yorker

Peter Wilds-Bethea never intended to become a teacher. He started going to school in his home town of Darlington, South Carolina, around the time of the Brown v. Board of Education decision. Segregation, he said, was “in your face.” His dad was white and his mom was Black; he had ancestors who served in the Confederate Army and who were enslaved before the Civil War. Black teachers were major figures in his community—neighbors, family friends. But he didn’t see education as his path.

That changed when a cousin encouraged him to get a job as a teacher so that he could travel and have time off in the summer. By then, Wilds-Bethea had moved to New York City and had got a master’s degree in counselling. He inquired with the city’s Board of Examiners—which, at the time, was the body that certified New York City teachers—about a position working in guidance. But he was made to understand that guidance-counsellor positions were mainly awarded to favored or more experienced teachers. So, in 1985, he took a role as a substitute teacher in special education, mostly working with fourth graders who had behavioral and emotional issues.

Throughout the next half decade, Wilds-Bethea worked toward a full-time, fully licensed position as a teacher. He took a test required by the Board of Examiners, got a second master’s degree, and completed a probationary period. He thought that he was in the system for good and settled into a job at P.S. 92, a school in Harlem, where many of the faculty members were Black. But, in 1991, a new law went into effect that meant that Wilds-Bethea, along with other teachers across the city, had to pass yet another test: the National Teacher Examination, or N.T.E. The N.T.E., which had been administered in other states for decades, was adopted by New York after several task forces concluded that low standards for teachers were hurting student performance, and called for greater knowledge of the liberal arts among educators. The exam covered basic knowledge of social studies, science, math, literature, and writing. New York City teachers—even those who had already been tenured and previously licensed—needed to pass in order to keep their full-time jobs with seniority and benefits.

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Here's how much you need to save every month to earn $80,000, $90,000 and $100,000 per year in interest for retirement - CNBC

While the thought of funding your retirement adequately might be daunting, if you start planning now, you'll certainly be thankful later. It's never too early to start thinking about retirement and it might not be as difficult as you think.

Retirement usually entails replacing your annual salary from a workplace with other income sources to maintain your current lifestyle. While Social Security may cover part of your budget, there are understandably reasons to be concerned about how much you could receive from Social Security by the time you retire. The rest of your money will most likely need to come from your savings and investments.

CNBC crunched the numbers, and we can tell you how much you need to save now to get $80,000, $90,000 and $100,000 every year in retirement, without taking a bite out of your principal.

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Venture Funding Dried Up Even More in October -- and It's Not Expected to Rebound Soon - Inc.com

How a First-Time Entrepreneur Secured 6 Figures of Funding by Applying for Grant After Grant

In 2021, a fire hose of venture capital rained down on startups. This year, a correction spurred by interest rate hikes slowed the fire hose to a trickle. And last month, global funding slumped 24 percent from its position in October 2022, making it one of the most dismal months in a dismal year, according to a data analysis by Crunchbase.

The global startup space netted $57.9 billion in October 2022, as part of a banner year when VCs invested a record $643 billion in startups. Conditions seemed ideal for VCs to splurge in 2021: Interest rates were near zero, and the pandemic drove demand for digital goods and services that people could consume in isolation.

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Daniel Lubetzky: Your Corporate Social Mission Can't Be a Crutch - Inc.com

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Former SBA Chief Karen Mills Says Technology Is the Key to Unlocking More Small-Business Lending

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