This big-ticket purchase may be a 'grenade in your otherwise well-planned retirement,' advisor warns | It’s not just Paris. Bedbugs are resurgent everywhere | To Put Your Company Values into Action, Create Working Agreements

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This big-ticket purchase may be a 'grenade in your otherwise well-planned retirement,' advisor warns - CNBC

Americans are at risk of falling short of what they may need to live on financially in retirement.

One potential reason is lifestyle creep, or the tendency to upgrade your lifestyle as you earn more.

An upgrade people are often tempted to make - the purchase of a second home - may be particularly risky for long-term planning, financial advisors say.

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It’s not just Paris. Bedbugs are resurgent everywhere - The Economist

TO ERNEST HEMINGWAY, Paris was a movable feast. To a bedbug, so are Parisians. In videos recently shared on social media, the seats of the city’s metro are seen swarming with bedbugs, tiny insects no bigger than an apple pip, which feed on human blood.

The direct health risk from bedbugs is minor, limited to itchy bites and a small risk of allergies and secondary infections. As the present panic suggests, the more serious impact tends to be psychological, says Clive Boase, an entomologist with 30 years’ experience as a pest-control consultant. Mosquitoes, leeches and other parasites are unpleasant, but do not colonise your home. If a traveller brings bugs back from their holidays, they can start an infestation that can be very difficult to shift. “Bedbugs commonly pitch people into this non-coping phase,” says Mr Boase.

Any Schadenfreude among the non-French is unwise. The story is not so much one of bad hygiene and dirty trains as it is another cautionary tale of globalisation, climate change and evolutionary biology. Warm cities provide ideal environments for bedbugs. Cheap travel helps them spread. And after decades of widespread use, the chemical insecticides used to kill them are losing their power.

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To Put Your Company Values into Action, Create Working Agreements - Harvard Business Review

Eighty percent of employees work for organizations that have stated values, but only 23% agreed that they could apply those values to their everyday work. The authors explore that disconnect and present a more effective, alternative way for leaders to foster shared understanding, language, and accountability in their organizations: working agreements. Working agreements take implicit practices, behaviors, values, and beliefs, and make them explicit, clear, and actionable. They help teams build three key components that drive effective collaboration: shared language, understanding, and accountability.

Early in my career, I (La’Kita) worked for a major U.S. insurance company. The company values were displayed prominently in the cafeteria, hallways, and offices across the building. These values represented the 10 qualities the organization stood for — ostensibly the things that were most important to how we worked and approached business.

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The sexy secrets of body fat storage - Popular Science

By Sara Chodosh | Published May 4, 2021 5:36 PM EDT

We’re a little obsessive about how we measure body fat and try to move it around. And no, we’re not talking about stealing bags of liposuction leftovers to make soap.

As a society, we seem perpetually unhappy with wherever our body chooses to store its fat cells. Pop music keeps telling us we should exercise enough to get “little in the middle” while maintaining, as they say, “much back.” Countless workouts and fad diets promise to target only “problem areas.” And then there are the more drastic means of fat reallocation: The Kardashians move it from their stomachs to their butts, while others take it from their thighs and stick it in their breasts. They turn to these surgeries because nature is just too good at stashing away our excess energy in the form of flab.

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