Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required. A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.
This is a marketing message.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 See Rewards Terms and Conditions in the Summary of Credit Terms for details including earning, redemption, expiration, or forfeiture. In addition to the above, you will earn 20,000 bonus points after $5,000 in spending is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6-8 weeks after you qualify for these bonus points to be applied to your credit card account. "Billing Cycle" is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
NFIB Member Offers are available through third parties who have entered into contractual arrangements with the NFIB Member Services Corporation, a wholly-owned subsidiary of NFIB, or one of its affiliated agencies. Neither NFIB nor any of its subsidiaries or affiliated agencies is providing any products or services to you and they shall not be responsible for any claims or losses relating to the use of the NFIB Member Offers.
