New Mystery Shopper Test on NYC Banks: no surprise that White testers were treated better than non-White!
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Just News
for September 1, 2023
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .
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Announcements
Just Economy Regional: Mountain West Summit
September 26-27, 9 am ET - 6 pm ET
Tickets are almost gone for the 2023 Just Economy Regional: Mountain West Summit! Don't delay and register today to ensure your spot! [Read more ([link removed] ) ]
News
Report: New York Banks Treated White Small Business Owners Better Than Non-Whites
By NCRC
White small business owners in New York City received significantly better treatment from bank employees than Black and Latino business owners while inquiring about loans, a new report from the National Community Reinvestment Coalition found. [Read more ([link removed] ) ]
Views
Book Review: To Fight Segregation We Must First Build Community, Richard And Leah Rothstein Argue
By Josh Silver, NCRC
In Richard and Leah Rothstein’s new book, Just Action: How to Challenge Segregation Enacted Under the Color of Law, the Rothsteins describe a myriad of policies, actions and neighborhood institution-building efforts by community-based organizations, all aimed at combating entrenched segregation in our country. [Read more ([link removed] ) ]
Videos
Your Membership, Your Benefits: A Closer Look at NCRC Membership
By NCRC
Learn what resources, services, content and networking opportunities your membership includes and how being an NCRC member can help you in your fight for a #JustEconomy. Members shared their tips for making the most of your membership and NCRC Membership staff walked through NCRC’s newest member features. [Read more ([link removed] ) ]
Research
MISSED OPPORTUNITIES: Financial Institutions In New York City Discourage Prospective Small Business Applicants
By Anneliese Lederer and Sara Oros, NCRC
NCRC conducted mystery shopper tests in 34 New York City bank branches to assess the state of small business lending after governments eased or eliminated most COVID-related business and personal behavior restrictions. [Read more ([link removed] ) ]
Events
Disaster Preparation For Practitioners
September 5, 2 pm ET - 3:30 pm ET
When disasters happen unexpectedly and without preparation, they can lead to community damages and increased stress. To mitigate those consequences, join NCRC’s National Training Academy for this training on disaster preparation. [Register ([link removed] ) ]
Climate Group: Climate Week NYC
September 17, 8 am ET – September 24 , 5 pm ET
Join NCRC Senior Policy Advisor Kevin Hill at Climate Week NYC, the largest annual climate event of its kind, bringing together some 400 events and activities across the City of New York – in person, hybrid and online. [Register ([link removed] ) ]
In the News
How Biden’s Goal To Boost Black Homeownership Could Be Undone By A New Mortgage Rule
By Katy O'Donnell and Victoria Guida, Politico
The Federal Reserve is seeking to tighten the rules on the kind of cheap mortgages that sparked the 2008 housing meltdown, but its proposal could hit Black and Hispanic borrowers hardest — and civil rights advocates are teaming up with big banks to fight it. NCRC President and CEO Jesse Van Tol says he is concerned about the impact it will have on the "banks’ ability to do unique and innovative things and not be punished for that by the regulators." [Read more ([link removed] ) ]
Overcoming Barriers To Park Equity
By Jai Cole, National Recreation and Park Association
According to the National Community Reinvestment Coalition, three out of four of the redlined neighborhoods in the 1930s are still low-to-moderate income today, and 65% are still majority minority, while 91% of areas classified as “best” remain middle- to upper-income today, with 85% of them still predominantly White. [Read more ([link removed] ) ]
On Our Radar
Female Professors Sue Vassar College, Alleging Wage Discrimination
By Danielle Douglas-Gabriel, Washington Post
Five female professors at Vassar College are suing the elite institution in Upstate New York — one of the country’s first colleges to educate women — alleging it engaged in decades of systemic wage discrimination by paying them less than their male colleagues. [Read more ([link removed] ) ]
US Housing Market Faces New Hurdle: Student Loan Repayments
By Megan Henney, FOXBusiness
The US housing market has been over the past year walloped by high mortgage rates and a worsening inventory shortage. Real estate experts are bracing for a significant blow to the market when the pandemic-era freeze on federal student loan payments comes to an end this fall, according to a recent poll conducted by Pulsenomics. [Read more ([link removed] ) ]
Resources
Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]
Learning & Training Hub
Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]
Research And Reports
We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]
Racial Wealth Snapshots
Browse our catalog of socioeconomic briefs. [View all ([link removed] ) ]
Sign And Share The Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]
Member Hub
NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .
Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]
TreasureCRA
Keep up and catch up on plans to strengthen the Community Reinvestment Act. [Read more ([link removed] ) ]
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