From ProPublica's Big Story <[email protected]>
Subject How often do health insurers say no to patients? No one knows.
Date June 28, 2023 12:01 PM
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Insurers’ denial rates — a critical measure of how reliably they pay for customers’ care — remain mostly secret to the public.

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The Big Story
Wed. Jun 28, 2023

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How Often Do Health Insurers Say No to Patients? No One Knows. <[link removed]> Insurers’ denial rates — a critical measure of how reliably they pay for customers’ care — remain mostly secret to the public. Federal and state regulators have done little to change that. by Robin Fields

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Help Our Reporting

My name is Maya Miller <[link removed]>, and I’m an engagement reporter working on our ongoing investigation into the industry behind health insurance claim denials.

We recently published a guide <[link removed]> explaining how patients can request files that show why their claim was denied, including audio recordings of insurance company employees’ phone calls, internal notes and information on any cost-saving programs cases have been flagged for.

Some patients tell us they use the information in claim files to craft more effective appeals. Others learned how much their health plans estimated they would save by changing their treatment. A few have even obtained audio recordings of phone calls showing health plan staff introducing errors into their case records.

Taken together, these documents offer a window into the opaque system of health care denials.

The information in your claim files could help us identify systems that insurance plans are using to deny claims; we’d like to know more about what you’re able to learn. Here’s a form <[link removed]> where you can upload your files to help inform our reporting.

If you submit files, ProPublica reporters will be the only ones reading them. We appreciate you sharing your information and we take your privacy seriously.

Health Insurance Claim Denied? See What Insurers Said Behind the Scenes <[link removed]> Learn how to request your health insurance claim file, which can include details about what your insurer is saying about you and your case. by Maya Miller, with additional reporting by Patrick Rucker and David Armstrong <[link removed]>

Do You Have Insights Into Health Insurance Denials? Help Us Report on the System. <[link removed]> Insurers deny tens of millions of claims every year. ProPublica is investigating why claims are denied, what the consequences are for patients and how the appeal process really works. by David Armstrong, Patrick Rucker and Maya Miller <[link removed]>

More From This Investigation

How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading Them <[link removed]> Internal documents and former company executives reveal how Cigna doctors reject patients’ claims without opening their files. “We literally click and submit,” one former company doctor said. by Patrick Rucker, Maya Miller and David Armstrong <[link removed]>

UnitedHealthcare Tried to Deny Coverage to a Chronically Ill Patient. He Fought Back, Exposing the Insurer’s Inner Workings. <[link removed]> After a college student finally found a treatment that worked, the insurance giant decided it wouldn’t pay for the costly drugs. His fight to get coverage exposed the insurer’s hidden procedures for rejecting claims. by David Armstrong, Patrick Rucker and Maya Miller <[link removed]>

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