Dear Green American,

Ready to take another action to build the green economy, one that advances racial economic justice, expands opportunity for under-served and under-estimated communities, and that strengthens urban and rural communities across the Deep South?

One way to help achieve these goals is through a Transformational Deposit at Hope Credit Union, one of the nation’s largest Black and women-owned financial institutions and a certified member of Green America’s Green Business Network.

And since Hope Credit Union does not invest in fossil fuels, you can be sure that your money will not be fueling the climate crisis.

No matter where you live, you can open a money market or certificate of deposit that will go to work – whether in Mississippi, Alabama, Tennessee, Louisiana, or Arkansas – supporting job creation, small business development, healthcare, affordable housing, access to healthy food, and financial success for low-to-moderate income individuals and families.

How does Hope Credit Union achieve this?

Like any bank, Hope Credit Union uses deposits to fuel the loans it makes. Two out of three Hope Credit Union members – on any given day – have less than $1,000 in their savings account. Hope Credit Union uses money market accounts and CDs as “stand-ins” for robust checking and savings accounts that its members do not have. In this way, your money works to directly serve as critical capital to build wealth in the form of new homeowners and small business owners in the Deep South.

Hope Credit Union also partners with community organizations, providing access to capital to those who often face barriers to investment, offering its borrowers technical assistance, and educating policy makers on economic initiatives needed to make a real and lasting impact. As one borrower shared:

 “At HOPE, I didn’t feel like a number; they took the time to get to know me and my business.” “HOPE helped me to be able to continue the mission of creating global children for a global world.” Daphene Booker, owner, Global Children Services (childcare), Memphis, TN

Anyone can easily open a federally insured money market or certificate of deposit with $1,000. 

If you’d like assistance opening your account, Hope Credit Union is partnering with another certified Green Business Network member, Just Money Advisors, who will facilitate the transaction at no cost. Just Money Advisors is a leader in community investing and is volunteering its expertise to help close the racial wealth gap.

To open a money market account facilitated by Just Money Advisors, or for more information, contact Andy Loving at 502.454.3839 or at [email protected] 

Thank you for aligning your banking with your values!

For a green and just economy,