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Just News
for April 21, 2023
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .
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Research
Initial Analysis Of Final Section 1071 Small Business Lending Rule
By Kevin Hill, NCRC
Discrimination in small business lending will be easier to identify and root out. This is an important new rule that applies to the full spectrum of small business lending, removing fog from a key area of financial service provision that is directly tied to racial wealth divides. [Read more ([link removed] ) ]
Views
Money Talks: How Financial Literacy Education Can Transform The Lives Of Second-Generation Immigrants
By Aditi Agarwal and Monica Grover, NCRC
States are working to enhance financial literacy education in schools -- But will the specific needs of immigrant families be served? [Read more ([link removed] ) ]
Podcast
Jelani Cobb, Karen Attiah And Our Body Politic At The 2023 Just Economy Conference
By NCRC
The conversation was recorded at the 2023 Just Economy Conference for the public radio program and podcast Our Body Politic. [Read more ([link removed] ) ]
In the News
Birmingham City Council Creates New Fair Housing Committee
By Greg Garrison, Alabama News
Among its initiatives to improve housing opportunities, Birmingham has partnered with the National Community Reinvestment Coalition in a program called GROWTH by NCRC to build 200 homes around the city, with Woodlawn and Oak Hill in Belview Heights as initial demonstrations of that plan. [Read more ([link removed] ) ]
Regulators Propose Updates to Community Reinvestment Act Rules
By Ayo Aladesanmi, The Regulatory Review
The National Community Reinvestment Coalition (NCRC), a non-profit advocacy organization focused on fair housing and banking, also published a list of areas where the proposed updates to CRA regulations “fall far short.” According to the NCRC’s report, some of the proposed financial regulations will ultimately limit regulators’ abilities to “remedy the persisting legacy of discrimination in the areas covered by the CRA.” [Read more ([link removed] ) ]
On Our Radar
Single-family Building Is Picking Up. But Can It Help Solve The Housing Shortage?
By Adam Barnes, The Hill
Commerce Department data released on Tuesday showed an overall 0.8% decrease in housing starts in March, led by a decline in construction of new multifamily units — buildings with five or more units — which fell by 6.7%. [Read more ([link removed] ) ]
California Needs More Homes. So Why Are These Sitting Vacant?
By Erica Werner, The Washington Post
The empty houses belong to the state highway authority, which bought them decades ago to make way for an extension of Interstate 710 that never got built. Now, what began as failed transportation policy has become failed housing policy, exacerbated by the kind of litigation and infighting that can make even the simplest issues in California tremendously hard to solve. [Read more ([link removed] ) ]
Resources
Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]
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Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]
Research And Reports
We have an extensive library of research and reports that dates back many years; now available in one convenient location! [View all ([link removed] ) ]
Racial Wealth Snapshots
Browse our catalog of socioeconomic briefs and infographics. [View all ([link removed] ) ]
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America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign the pledge and share it to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]
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Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]
TreasureCRA
Keep up and catch up on plans to strengthen the Community Reinvestment Act. [Read more ([link removed] ) ]
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